Terms of Service

These Terms of Service ("Terms") govern your use of Takeoff, a personal finance planning app operated as a sole proprietorship. By creating an account or using Takeoff, you agree to these Terms.

What Takeoff is

Takeoff is a personal finance planning and forecasting tool. It is not a bank, broker, tax advisor, or investment advisor. Nothing in Takeoff is financial, legal, or tax advice.

Your account

You are responsible for the accuracy of information you enter and for keeping access to your email secure. You must be at least 18 years old to use Takeoff.

SMS one-time passcodes

If you choose phone sign-in, you consent to receive SMS one-time passcodes from Takeoff. Message frequency is one message per sign-in or verification attempt. Message and data rates may apply. Reply STOP to cancel SMS; reply HELP for help. Consent to SMS is not required to use Takeoff if you sign in with email instead.

Acceptable use

Do not misuse Takeoff, attempt unauthorized access, interfere with the service, or use it for unlawful purposes.

Private Beta

During Private Beta, features may change, break, or be withdrawn. The service is provided free of charge unless we notify you otherwise. We may update these Terms as the product evolves.

Disclaimer

Takeoff is provided "as is" without warranties of any kind. Forecasts are estimates based on the numbers you provide and should not be relied on as guarantees of future results.

Limitation of liability

To the fullest extent permitted by law, Takeoff and its operator are not liable for indirect, incidental, or consequential damages arising from your use of Takeoff.

Contact

Questions about these Terms: brian@bookwrm.io

This is a Private Beta summary and is not a substitute for formal legal counsel. We will update it before a broader public launch.